Medicare Broker Directory
Nicole ScholzLicensed Medicare Agent
(541) 420-3209Get in touch
Serving Bend and all of Oregon

Medicare help from someone who actually lives here.

I'm Nicole, a licensed insurance agent in Bend. I help Oregonians understand Medicare Supplements and other coverage I offer. You'll reach me directly, not a call center.

Call (541) 420-3209Send a note
  • Based in Bend
  • You reach me directly
  • Callbacks within one business day
Nicole Scholz, licensed Medicare insurance agent
Licensed & verifiedNPN 17725980A local, educational approach
Scholz Insurance uploaded photo
Scholz Insurance logoA Bend family agency

Rooted here since 1985. Here for your questions today.

My father started Scholz Insurance in Bend. I carry on his approach: listen first, explain the coverage I offer clearly, and give you room to decide.

Licensed in OregonSpeak with Nicole directly

Start here

Where are you right now?

Pick the one that sounds like you. It gives us a place to start.

I'm turning 65Let's talk through enrollment timing and whether a Medicare Supplement fits your needs.Start hereI already have MedicareHave questions about your current coverage? I'll help you understand it and discuss the coverage I offer.Ask NicoleI'm helping a parentBring them, or come alone first. I'll explain the coverage I offer in plain English so you can talk it through as a family.Get guidance

Why local matters

Local knowledge. A conversation about you.

Your doctors, prescriptions, and day-to-day needs are personal. A conversation about coverage should start there, with someone who knows the community you call home.

I've lived in Bend since 1985. I bring that local perspective to conversations about your coverage.

Bend, Oregon
Your care comes firstTell me which doctors and hospitals matter to you as we discuss your coverage.
Bring your medication listYour prescriptions are an important part of understanding your coverage needs.
Talk to the same personWhen you have a question later, you can reach me directly.

How I help

Coverage I can walk you through

I do not sell Medicare Advantage plans. Here's the coverage I can discuss with you.

Dental, vision & hearingLet's discuss your needs and the coverage available to you.
Final expenseCoverage intended to help your family with end-of-life expenses.
Hospital indemnityCash-benefit coverage that may help with expenses related to a hospital stay.
Medicare SupplementMedigap coverage that works alongside Original Medicare.
Short Term Care InsuranceStraight answers on what short-term care coverage may include and whether it fits your situation.

What to expect

A conversation, not a sales call

You can ask questions without committing to an application.

  1. STEP 01We talk about youTell me about your coverage questions, your care needs, and what matters most to you.
  2. STEP 02I explain the coverage I offerWe'll discuss the details and tradeoffs in plain language. I won't present Medicare Advantage plans as an option I can sell.
  3. STEP 03You decide what comes nextTake the time you need. If you choose coverage I offer, I can help with the application.
Nicole Scholz

About me

Hi, I'm Nicole Scholz.

Scholz Insurance has been part of my family’s life in Bend since 1985. My father, Lance R. Scholz, started the agency with a focus on Medicare supplementation and a simple belief: people deserve to understand their coverage before making a decision.

I’ve lived in Bend since that same year. After working in management, insurance processing, and medical billing, I became a licensed insurance agent in 2015. When my father retired in 2018, I took over the agency and continued the approach he taught me: listen carefully, explain clearly, and leave the decision in your hands.

I’m licensed in Oregon for Life and Health coverage, including Medicare Supplements, Life Insurance, Long-Term Care, Short-Term Care, Final Expense, and Annuities. I don’t sell Medicare Advantage plans. If you have a question about the coverage I offer, you can talk with me directly.

NPN 17725980Licensed in Oregon

The receipts

Licensed in Oregon

Nicole is licensed in Oregon. She does not hold AHIP certification and is not contracted to sell Medicare Advantage plans.

National Producer Number
17725980
Licensed in
Oregon

You have options

Companies I work with

Ask me which companies I'm appointed with for the coverage I offer. I am not contracted to sell Medicare Advantage plans.

Plan availability varies by county, eligibility, and enrollment period. We may not offer every plan available in your area.

Common questions

The things people ask me first

Don’t see yours? Ask me — questions don’t cost anything.

Call me and I'll explain how compensation works for the coverage we discuss before you decide whether to apply.

Still deciding? Ask me one question.

You don't have to be ready to apply to call. Start with the question that's on your mind.

(541) 420-3209Send a note

Get in touch

Let's figure it out together.

Call or send a note, whichever is easiest. You'll hear back from me, not a call center.

Send me a noteTakes about thirty seconds.

By submitting, you may be contacted by a licensed insurance agent. A Scope of Appointment form may be required prior to any appointment. This is a solicitation for insurance.

Nicole ScholzLicensed Medicare Insurance Agent / Broker
NPN: 17725980
Bend, OregonListed on Medicare Broker Directory

We may not offer every plan available in your area. Currently, we represent 5 organizations which offer 18 products in Oregon and 5 organizations which offer 14 products in Idaho. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Not a government website. This website is not affiliated with or endorsed by Medicare, Medicaid, the Centers for Medicare & Medicaid Services (CMS), or any other government agency.

By contacting this agent, you may be contacted by a licensed insurance agent and may be enrolled in a plan. Contact does not obligate you to enroll or receive a follow-up call.

A licensed insurance agent may contact you to discuss Medicare Advantage, Medicare Supplement (Medigap), and/or Prescription Drug Plan (Part D) options available in your area. A Scope of Appointment form may be required prior to any appointment.

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